What is Mastercard?

Mastercard is a credit, debit and prepaid card payment. Mastercard is one of the most widely and frequently used payment methods for making online purchases. It is also popular among online gamblers as it is liked for being a well-established, trusted payment solution that is secure, quick and convenient to use.

A multinational financial services corporation, Mastercard was founded in 1966 and was originally known as Interbank and then as Master Charge before rebranding to Mastercard in 1979. It is an American company, headquartered in Purchase, New York and has over 21,000 employees.

Today, Mastercard is one of the world’s leading credit card companies. It is accepted in over 22,000 financial institutions in 210+ countries. Mastercard is an ideal omni-channel payment option for many online gambling operators, especially those seeking to appeal to multiple international markets, because it can be used by players in most regions where gambling online is legal.

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Integration and Functionality

Mastercard can be integrated with relative ease using Mastercard’s Payment Gateway Services. There are different integration and API options depending on the type of business as well as the merchants needs.

Via a single payment gateway, merchants are provided with global reach and numerous payment possibilities. Mastercard supports 170+ currencies and accepts +30 payment methods, some of these include credit card, debit card, iDeal, Apple Pay, Google Pay, Boleto, Giropay, Multibano and more. This flexible payment platform is highly secure with anti-fraud and risk management tools and can support your payment strategy goals.

Another and more straightforward way to integrate this payment method is to obtain it via a payment system that is offered by gambling software providers, such as those we’ve listed above.

How to get a business account through Mastercard

If you want to setup your payment gateway directly through Mastercard, you will first need to contact the company.

  • Head to the official Mastercard payment gateway services page
  • Click “Contact”
  • Fill out the form (full name, company email, company name, job title, country, etc.)
  • Briefly explain your business needs
  • Click “Submit”

After you’ve submitted the form, a customer service representative will get in touch with you, and you can take the next steps.

That being said, it is important to note that there are several rules that apply to online gambling merchants who wish to use Mastercard. Unless you are familiar with using this payment gateway, we recommend integrating Mastercard with the help of a gambling software platform provider (like those we review and have listed above). These providers can either provide you with guidance or offer a payment solution including this banking method.

How Mastercard functions as an iGaming payment solution

For online gambling, Mastercard is available as a credit card, debit card and prepaid card option. It can also be used for making deposits and withdrawals. Typically, players do not need to pay a fee in order to use Mastercard when depositing or withdrawing from a casino or betting site. It is a fast and secure method that players can use easily online at home via their desktop or on mobile.

As for localization, Mastercard can be used just about anywhere in the world and is available in most jurisdictions where online gambling is legal. Examples of supported currencies include GBP, EUR, CAD, USD, RUB, BRL, ZAR, INR. This makes it easy to add Mastercard as a local payment method in several markets.

Benefits and Drawbacks for Players using Mastercard


  • Widely accepted – Most casinos offer Mastercard as a payment method to players.
  • Easy to use – Players simply select Mastercard in the cashier to make a deposit/withdrawal, enter the amount they want to deposit/withdraw, enter their card details, confirm the deposit/withdrawal.
  • Fast deposits – Deposits process near instantly, giving players immediate access to funds so they can place wagers on their favourite casino games or sports as soon as they want.
  • Variety of payment options – Players can make deposits using a Mastercard credit card, Mastercard debit card or Mastercard prepaid card.


  • Withdrawals can take multiple days to process – It can sometimes take up to 5 business days to process a withdrawal depending on the card type.
  • Withdrawal and Mastercard payment option availability depends on region – Mastercard withdrawal is not always available for all players or for all card options. Also, certain countries, such as the UK and Germany, have recently banned their citizens from using credit cards to place real money wagers.


Mastercard is available in many countries across the globe as an online gambling payment. Some of these countries include:

  • United Kingdom
  • Ireland
  • Sweden
  • Spain
  • Russia
  • Canada
  • United States
  • Mexico
  • Brazil
  • Vietnam
  • South Africa
  • India

Safety and Security

Mastercard is an extremely safe and secure payment solution for online operators. Its fraud and risk management solutions as well as its safety and security tools protect data coming into your business.

Mastercard prevents data breaches as it complies with PCI-DSS, which are regulations set by the Payment Card Industry Security Standards Council. It also mitigates consumer fraud, preventing chargebacks and bank fines.

Customer Support

Mastercard has a quick and reliable support system for consumers and businesses. While you will find many of your general questions answered via their detailed FAQ, rules and guides, you can also get in touch via telephone and email. Once you are a merchant customer of Mastercard, you will also be provided with direct access to the appropriate support team you need.

Mastercard Fast Facts

  • Type of payment method – Credit, Debit or Prepaid Card
  • Deposit available – Yes
  • Withdrawal available – Yes
  • Multiple currencies accepted – Yes
  • Easy integration – Yes
  • Popular iGaming regions – Worldwide


Mastercard is a dependable and reputable omni-channel payment method that offers many benefits to online casino and betting operators, including high security and easy localization. Plus, with credit, debit and prepaid card options available, it provides players with the freedom to make quick and secure payments using the method they prefer. Get in touch with us to learn more about the best way to integrate Mastercard for the gambling business you have in mind, or take a look at our platform provider reviews to find the perfect payment solutions partner.